IRS-validated TIN matching · AES-256 encryption

W-9 compliance that
actually works

Collect, validate, and track W-9s from every contractor — before 1099 season turns into a fire drill.

Start free trial →See how it works
14
Day free trial
$2,000
2026 1099 threshold
24%
Backup withholding risk
AES-256
TIN encryption
w9ready.com/dashboard
Total Contractors
24
1099 Ready
19
Pending W-9
5
ContractorEmailStatusScore
Jane Cooperjane@acme.co● Verified85%
Marcus Webbmwebb@co.io● Verified85%
Priya Nairp.nair@mail.com● Pending
// features

Everything you need.
Nothing you don't.

Built specifically for U.S. SMBs who pay independent contractors and need clean data at year-end.

📬
Digital W-9 collection

Send contractors a secure link. They fill out their W-9 in minutes — no PDFs, no email attachments, no chasing.

🔐
AES-256 TIN encryption

Social Security Numbers and EINs are encrypted at rest using AES-256-GCM. Only the last 4 digits are ever displayed.

IRS TIN matching

Validate contractor name and TIN against IRS records before you file — eliminating CP2100 notices and backup withholding risk.

📊
1099 Readiness Score

Every contractor gets a live readiness score across 5 compliance checks. Know exactly who's ready and who isn't.

📦
Accountant export package

One click generates a ZIP with CSV data and a formatted PDF summary — ready to hand off to your accountant or upload to any filing platform.

🔔
Automated reminders

Contractors who haven't submitted get automatic follow-ups. You stay out of the loop until everything is collected.

// workflow

From invite to
1099-ready in minutes.

No training required. No IT setup. Works alongside whatever payroll or accounting tool you already use.

01
Sign up and add your contractors

Create your account in 60 seconds. Enter your contractors by name and email — or import a list. Your 14-day free trial starts immediately, no credit card required.

02
Contractors receive a secure link

Each contractor gets a unique, encrypted link to a mobile-friendly W-9 form. They fill it out in under 3 minutes. You get notified the moment it's submitted.

03
TIN is validated against IRS records

The moment a W-9 is submitted, we run the name and TIN through IRS TIN matching. Any mismatches are flagged immediately — not in January.

04
Export when you're ready to file

Generate your Accountant Package — a ZIP with clean CSV data and a formatted summary PDF. Hand it off to your accountant or upload to Tax1099, TaxBandits, or QuickBooks.

// pricing

Simple, predictable pricing.

All plans include a 14-day free trial. Annual billing saves 2 months.

Starter
$59
per month · up to 25 contractors
  • Digital W-9 collection
  • TIN encryption
  • CSV export
  • Email notifications
Start free trial
Scale
$179
per month · up to 500 contractors
  • Everything in Growth
  • IRS TIN matching
  • Bulk re-validation
  • Audit log
Start free trial
Partner
$299
per month · unlimited contractors
  • Everything in Scale
  • Multi-client dashboard
  • Revenue share program
  • White-label options
Start free trial

All plans · 14-day free trial · Cancel anytime · Annual pricing saves 2 months

Stop dreading 1099 season.

Join businesses that collect W-9s the right way — digitally, securely, and on time.

Start your free trial →